Ariel Panai was born in Israel. She received her BA (Sociology and Human Resources) at Tel-Aviv University in 1989, and subsequently studied accounting extensively in a CPA program at Bar-Ilan University.

She has more than 15 years experience in accounting and finance management in Israeli and foreign companies. Ariel acts as a Senior Trust Officer in charge of trust management and administration in OTC, including all banking matters, accounting, tax matters and financial reporting.